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Business Policies

Clear, transparent, and cooperative policies to ensure trust, discipline, and sustainable growth.

Our Policy Framework

Sathi Multipurpose & Deposit Mobilization Cooperative Society operates under well-defined business policies designed to protect the interests of members and ensure smooth, transparent operations.

These policies are based on cooperative principles, discipline, accountability, and long-term sustainability for both the society and its members.

Business Policies

Membership Policy

Membership Approval

Membership is granted strictly as per the society’s rules, regulations, and approval process.

Active Membership

Membership benefits are applicable only to active members who comply with society norms.

Deposit Policy

Deposit Discipline

Maintaining deposit discipline is mandatory for all members as per the approved deposit schemes.

Delay or Irregularity

In case of delayed or irregular deposits, the society reserves the right to take appropriate action.

Loan Policy

Loan Approval

Loan sanction and approval depend entirely on the decision of the society’s loan approval committee.

Timely Repayment

Loan repayment within the agreed timeline is compulsory for all borrowers.

Profit Sharing Policy

Member Profit Share

A portion of the society’s annual profit is shared with eligible members as per policy.

Annual Review

Profit sharing is conducted after annual review, audit, and approval.

Transparency Policy

Transparent Operations

The society follows a transparent and accountable operational system.

Member Information

Necessary and relevant information is provided to members as per policy.

Policy Compliance

All members, agents, and partners are expected to understand and comply with these business policies for the smooth functioning of the cooperative society.